Insurance claims adjusters may go by a variety of names depending on the company they work for, but their responsibilities remain same across all of them. It is the job of the insurance company’s claims adjuster to assess the company’s potential exposure following an auto accident and offer a settlement that minimises that liability as much as feasible.

Because insurance companies want to save money by settling claims for as little as possible, claims adjusters often pressure claimants to accept lowball settlement offers as soon as feasible. The insurance company’s decision to pay nothing after an adjuster has entirely denied a claim is also often rewarded; learn more here.

No matter how kind or sincere they seem, claims adjusters are never on the victim’s side. In contrast, they are dedicated to finding holes in your argument. You are not obligated to handle interactions with adjusters on your own. If you hire a lawyer after a car crash, they will handle all correspondence with the insurer on your behalf.

A car accident has occurred; what should I tell the insurance adjuster?

Insurance claims adjusters often use a toolbox of tried-and-true strategies when communicating with people injured in automobile accidents. One of the first things an adjuster will tell a victim is that the insurance company is taking full responsibility and that the victim won’t have to foot the bill for legal representation.

Adjusters may assure victims they will keep more of their settlement money if they forego legal representation. This is a deceptive practise that typically ends badly for the person who has been injured in an accident. The insurance adjuster will often try to get a recorded statement from the victim if they find out that the victim does not have legal representation and has no plans to acquire one.

Don’t give a recorded statement to a claims adjuster without legal representation. Adjusters may ask seemingly innocuous questions to get information that can be used to discredit a claim for damages.

Tips for Reducing the Likelihood of an Insurance Claim Denial

An insurance adjuster may work on several claims in a single month. The victim has only one claim. Thus, they should keep in mind that they nearly always know more about what happened than the defendant.

Providing an adjuster with the evidence needed to demonstrate the damages usually increases a car accident victim’s chances of securing a greater payout. Medical documents and photographs of injuries can be quite useful.